74 Boston Post Road, Madison CT 06443
TEL 800.336.1102 - FAX 800.340.0000


We are a full service preneed and cemetery care fund management company in business exclusively for the death care industry.

The information on this website is provided for general informational purposes only and describes certain methodologies and approaches that are employed in investment strategies, products, and services by Cooperative Funeral Fund, Inc. and its affiliates (collectively, “CFF”). This information does not constitute an offer to sell or the solicitation of an offer to buy any security or other investment strategy, product, or service.  This information is not intended to provide investment, legal, financial, or tax advice and should not be relied upon as such.  The information, strategies, products, or services presented herein may not be available to, or appropriate for, certain persons or in certain jurisdictions. Investment strategies, products, and services may not be suitable for all persons or available to persons in all jurisdictions.

Carefully consider whether your financial condition permits you to participate in an investment strategy, product, or service managed by CFF.  You should be aware that certain fund investments could quickly lead to large losses as well as gains.  Such losses can sharply reduce the value of your investment.  The investment strategies, products, and services may be subject to substantial charges for advisory fees and transaction expenses. 

The information provided in this website is supplied in good faith based on information which we believe, but do not guarantee, to be accurate or complete.  This material is subject to change without notice, and may contain opinions.  The investment strategies, products, or services involve significant risks.  There can be no assurance that any investment strategy, product, or service will be able to realize its objectives.  No representation is being made that any single account will or is likely to achieve a record similar to any that is shown; individual client and investor experience may vary due to timing of investment, fees and expenses, and other factors.  The investment strategies, products, and services are speculative and should not be considered by a client or investor who cannot afford the total loss of investment.  The information provided on this website may not be altered, copied, or reproduced in any form without CFF’s prior written consent.

CFF is a Massachusetts corporation and a registered investment adviser under the Investment Advisers Act of 1940, as amended and regulated by the U.S. Securities Exchange Commission (“SEC”).  For more information about CFF, its investment strategies, products or services, or any of the material contained in the website, please contact CFF or see its Form ADV on the SEC’s website at www.adviserinfo.sec.gov (see CRD #107631).

* Cooperative Funeral Fund, Inc. manages investments created specifically for the death care industry. Investments allowed for these accounts are state regulated and will generally produce lower returns than portfolios that invest in public securities. Most funeral homes in our system are invested in typically 100% US Treasury obligations and are “competitive” with other fixed income investment vehicles allowed by state laws for investment. For those states that allow prudent man investments, the returns our investments generate are generally competitive with an investment that carries a similar risk. If you are unfamiliar or unsure about returns and risk and investments allowed for death care plans in your state, please consult your financial advisor.

+ Cooperative Funeral Fund does not charge any additional fees for either a funeral home offering payment plans or the individual electing to utilize payments to fund their pre-paid funeral. Some competitors may charge for this service or for coupon books and insurance companies generally increase the cost of the premiums to cover the potential cost of the claim before all the premiums are made.

++ While CFF does charge an ongoing asset management fee for assets under management, unlike some state association programs that require a membership to utilize their programs (in addition to the ongoing management fee for the investments) CFF does not charge a “membership fee” or annual dues (separate from the asset under management calculation ) to be a client of CFF.